1st Securities Mortgage, Independent Mortgage Broker & Lender in Bingham Farms, Michigan
If you are trying to decide between various banks, lenders, and mortgage brokers it can help to get a look behind the curtain. At 1st Securities Mortgage, we treat every customer like a partner, so we want to make sure you are comfortable with the people working with you.
Family Owned & Operated
1st Securities Mortgage was founded in 2001 by two cousins, President Keith Mackey and Executive Vice President Scott Isner. The cousins were born and raised in Metro Detroit. Together with their staff, they know what it’s like to be a home buyer in Michigan. By keeping business operations in the family, they can provide a level of personal attention not often found at larger banks or lenders.
Independent Mortgage Broker
We know there is no one mortgage program that works for everyone. Because we are an independent brokerage, we aren’t boxed in to any one lender’s system. We work with over 20 different lenders. So when we review your financial situation, we have a wide variety of lending solutions to choose from. We will work with you to review your long and short-term home goals, to make sure the loan you choose will be right for you and your family.
Direct Lending Options
When none of our lenders are the right fit, we provide our clients another option: to borrow directly from 1st Securities Mortgage. We have been a direct warehouse lender since 2014, offering our lending customers flexible loans that suit their needs. We guarantee our customers the best rate in costs and competitive rates. We work hard for your trust, so we’ll do what we can to tailor a loan to suit your financial situation.
With You Through Your New Construction Build
If you plan to build your new home from the foundation up, you need a mortgage broker who knows what it means to work with builders and construction crews. We specialize in construction loans, and work directly with many of Metro Detroit’s most recognized builders. We cultivate relationships with builders and realtors across Michigan. So whether you have already picked your perfect spot or need help finding a contractor that will work with you, we can help.
Personal Attention Throughout the Process
Every mortgage application that comes into 1st Securities Mortgage is assigned to one of our experienced and licensed loan originators. That means you will know your broker, and we will be with you from application to closing, and beyond. Many of our core staff have been with us for years – some since we opened – so you can trust that your broker is here to stay. We want to be your broker for life, so we do everything we can to earn your trust and treat you like a partner from day one.
1st Securities Mortgage is the independent mortgage broker you need who will put your needs first to earn your trust. Get started today by completing an online application, and get our loan officers working for you.