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What To Do Before Applying for Mortgage First Approval

What To Do Before Applying for Mortgage First Approval

1st Securities

Getting Mortgage First approval is the first formal step toward buying a home. But there are plenty of things you can do to be ready even before you complete an application. By being prepared before you talk to a mortgage loan officer, you can make the process faster and easier.

Look At Your Credit History

Your credit score can significantly affect the interest rates available...

Should You Get Pre-Approval For Your Mortgage?

Should You Get Pre-Approval For Your Mortgage?

1st Securities

You are ready to take the plunge into home ownership. You’ve already started browsing the home listing websites and have put together your “must have” list. But if you are like many first-time home buyers, you may not have thought that much about your mortgage. Find out why getting pre-approval now is a good idea, and what...

What is Mortgage Escrow?

1st Securities

First-time home buyers can sometimes feel like lenders are speaking a different language. Find out what mortgage escrow is, how it is calculated, and why you might want to take advantage of it.

There’s definitely a learning curve when it comes to buying your first home. Realtors, lenders, and mortgage brokers can sometimes assume you already know the process going in. But when the...

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