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First-time home buyers can sometimes feel like lenders are speaking a different language. Find out what mortgage escrow is, how it is calculated, and why you might want to take advantage of it. There’s definitely a learning curve when it comes to buying your first home. Realtors, lenders, and mortgage brokers can sometimes assume you…

Getting Mortgage First approval is the first formal step toward buying a home. But there are plenty of things you can do to be ready even before you complete an application. By being prepared before you talk to a mortgage loan officer, you can make the process faster and easier. Look At Your Credit History…

A handful of ordinary people have managed to take the typical retirement age of 63 and cut it nearly in half. While every early retiree’s journey is unique, there is usually at least one common feature of their stories: Each person has the discipline to save a large chunk of their paycheck — often, more than half of it.…

Momentum continues to build for the housing industry, as evidenced by recent news from the Census Bureau regarding homeownership. “Contrary to some analysts’ predictions that the rate would fall to 61% or lower in the coming years, the new [Census Bureau] estimates indicate it increased to 64.2% in 2017,” said NAHB Chief Economist Robert Dietz. “The…

Let’s face it, if you’re in sales, you’re going to deal with objections. And many new-home sales consultants have a difficult time overcoming objections from prospective buyers. Objections are like bombs: If not defused, they will blow up in your face! The key is learning how to masterfully mollify the situation. First, learn how to…

1st Securities Mortgage is very conscious of being socially responsible. We love to get involved and contribute to worthwhile causes that help our local community and our partners, and the Village Green Splash Day event is one of these causes.

Caring for a loved one with Alzheimer’s disease is challenging in many ways.  One of the biggest issues is providing a healthy and safe living environment.  Make smart home modifications to enjoy peace of mind.    Widespread and taxing.  Many Americans are caregiving for people with Alzheimer’s.  In fact, Redfin explains that “Alzheimer’s disease affects about…

Mark Cuban knows how to keep himself busy. The billionaire is the owner of the Dallas Mavericks NBA team, a serial entrepreneur and a longtime investor on ABC’s “Shark Tank.” With so much on his plate, it’s no wonder that the businessman values employees who can take some of the pressure off of him. “The people…

An estimated 20-25% of the U.S. homeless population are military veterans. So in an effort to help a portion of the needy in the Los Angeles area, Mercy Housing California, a regional arm of the national nonprofit developer, created a plan and allocated the funding for El Monte Veterans Village. The community’s 40 furnished studio units…

For some parents, back-to-school time feels like a mad rush to find school supplies and clothes, fill out paperwork and sign up for extracurricular activities. There’s a solution: Ask children to help. Yes, really: It reduces stress and encourages children to be engaged. “When we involve our kids in back to school preparation we help them take more responsibility for…