The application is the first step toward funding your next housing dream. You might be a first-time home buyer or looking for a home equity loan to finally finish a renovation long in coming. Young or old, single or married, just starting out or getting ready to retire, our online application and skilled loan originators will help you find a mortgage program that works for you and your life.
Please complete the form as completely and honestly as possible. Once submitted, your application will be assigned to a licensed loan originator who will contact you to gather additional information and go over all your options.
First Securities Financial Services is a licensed mortgage lender (NMLS# 116848) in the following states: Michigan, Florida and Georgia.
To be eligible for HARP, your original note must be dated on or before 5/31/2009, and your mortgage must be securitized by Fannie Mae or Freddie Mac. Your loan-to-value (LTV) must be equal to less than 200% of the current market value of your home. You must be able to show enough income to support the new mortgage payments and have paid to current all existing mortgage payments. First Securities Financial Services must be participating with your Mortgage Insurance provider in order for you to qualify. You will not be able to deduct the portion of the credit extension that is greater than the fair market value of the property on your federal income taxes. Talk to a tax adviser for more information on deducting interest and mortgage charges.
First Securities Financial Services is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.