There is no one-size-fits-all mortgage program. Whether you're a first-time homebuyer or looking for your forever home, you'll need a mortgage that meets your family's short-term and long-term goals. As both a mortgage broker and a direct lender, a 1st Securities Mortgage loan officer can assist you in locating the best mortgage program for you.
A conventional mortgage has a fixed interest rate and is repaid over a specified time. It provides a traditional 30-year mortgage as well as shorter-term mortgages.
Qualified borrowers gain additional security, making home ownership more accessible to families for a down payment.
If you plan to build a new home from the ground up, we can help. Your builder will receive money upfront for materials and additional funds at closing.
Veterans, active-duty military personnel, and military spouses may be eligible for a loan guaranteed by the Department of Veteran Affairs.
If a city home isn't in your plans or budget, you might be a good candidate for a USDA 502 rural development loan. These loans enable low-income families to move into existing, newly built, or even new construction homes in some of the state's most beautiful rural areas. If you do not currently have adequate housing, 1st Securities Mortgage will assist you in finding your ideal country home.
One of your most valuable assets is your home. When it comes time to renovate or make a significant investment, a home equity loan can help you make that asset work for you. The mortgage team at 1st Securities can assist you in assessing your financial situation and determining whether a home equity loan is the best option for your long-term goals.