Todd Caldwell is a licensed Mortgage Broker with 1st Securities Mortgage. He has been working as a broker since 2004 with experience in Michigan and Illinois. He has a bachelor’s degree from Purdue University. He has a wife, a teenage daughter, and an Australian Shepherd who doubles as a therapy dog in his wife’s psychotherapy office.

Kelly Cortese has been a Residential Mortgage Loan Officer with 1st Securities Mortgage since 2016. She has a bachelor’s degree in business management from Michigan State University. Kelly helps her clients set realistic expectations so they know what to expect at every step of the mortgage process. She is a resident of Waterford who enjoys gardening, cooking, reading and travel.  Kelly says:

“I love helping customers buy new homes, and work with a lot of first time home buyers. I enjoy making their mortgage transaction as easy as possible, which can be challenging in today’s government-regulated environment.”

David Epstein is the Vice President of New Construction at 1st Securities Mortgage, licensed in Michigan and Florida. He has 23 years of mortgage industry experience, along with a bachelor’s degree in accounting from Michigan State University. He is a resident of West Bloomfield, and an avid golfer who enjoys the outdoors, and playing basketball with his two boys. David says:

“I love meeting and helping new clients obtain their new home mortgage or being able to save them considerably on their monthly house payment by refinancing a personal interest in every one of my clients.”

Paulette is a Loan Originator with 1st Securities Mortgage. She has many years of experience. She prides herself on the fact that her primary source of new business is referrals by satisfied clients. Paulette says:

“Whether you want to refinance to a lower mortgage rate, need some cash or financing your first home, you'll discover that my goal is not to only satisfy your needs but also exceed your expectations. With my focus on customer service, I have built my business in an effort to create raving fans.”

Michelle has been a loan processor for 1st Securities Mortgage for 1 ½ years and has recently been promoted to loan partner. Michelle has been in the Real Estate and Mortgage business since 1995. She enjoys helping the client understand and feel at ease with the home buying process, while providing agents and clients with timely and periodic updates to assure all files are complete and in compliance. She is a resident of West Bloomfield, Michigan.

“I really enjoy being a part of helping others”.

Brian Sable is a licensed mortgage loan originator with over 10 years’ experience in the industry. Brian has a bachelor’s degree from Walsh College and has lived in suburban Detroit his entire life.

“The biggest hurdle in the mortgage industry is the fear a client has of making a mistake. My greatest strength is making sure my clients understand the entire mortgage process, while providing peace of mind every step of the way.  Once a client understands the mortgage process, the fear and uncertainty are removed, allowing clients to make good decisions.”

Ann has been in the mortgage industry for over 13 years. She started at First Securities Mortgage in 2012 and joined Angela Kakos’ team in 2013. She currently holds a bachelor’s degree in Finance from Walsh College. She is very passionate about the lending industry. It is her goal to make sure the client is happy and experiences a smooth process. 

My name is Diana Toma and I am a licensed loan officer. My business is based on building relationships and educating my clients on the mortgage process and wide range of loan programs. From the first-time home buyer to the seasoned homeowner, everyone’s scenario is unique and together I will work closely to meet your needs. My mission is to get you the right loan and nothing will change that!