Todd Caldwell is a licensed Mortgage Broker with 1st Securities Mortgage. He has been working as a broker since 2004 with experience in Michigan and Illinois. He has a bachelor’s degree from Purdue University. He has a wife, a teenage daughter, and an Australian Shepherd who doubles as a therapy dog in his wife’s psychotherapy office.

Kelly Cortese has been a Residential Mortgage Loan Officer with 1st Securities Mortgage since 2016. She has a bachelor’s degree in business management from Michigan State University. Kelly helps her clients set realistic expectations so they know what to expect at every step of the mortgage process. She is a resident of Waterford who enjoys gardening, cooking, reading and travel.  Kelly says:

“I love helping customers buy new homes, and work with a lot of first time home buyers. I enjoy making their mortgage transaction as easy as possible, which can be challenging in today’s government-regulated environment.”

David Epstein is the Vice President of New Construction at 1st Securities Mortgage, licensed in Michigan and Florida. He has 23 years of mortgage industry experience, along with a bachelor’s degree in accounting from Michigan State University. He is a resident of West Bloomfield, and an avid golfer who enjoys the outdoors, and playing basketball with his two boys. David says:

“I love meeting and helping new clients obtain their new home mortgage or being able to save them considerably on their monthly house payment by refinancing a personal interest in every one of my clients.”

With career spanning over 17 years, Tony has been assisting home buyers in achieving the American dream. Focused primarily on residential mortgages, Tony has been able to secure financing for home buyers, with a wide array of financing options, including FHA, VA, CONVENTIONAL and JUMBO mortgages. In addition to the multiple programs Tony is able to offer, he can in many cases offer LOW or NO COST mortgages with extremely competitive rates.

Tony is married to Tracie and resides in Livonia, MI with their three beautiful children. They enjoy traveling, camping, and sharing good food and wine with friends. Tony is an avid golfer and downhill skier, and continues to race downhill in local leagues.

Tracey Okonski has been with 1st Securities Mortgage since 2016.  With over 20 years of mortgage industry experience, Tracey knows the business well.  Not only is she a Loan Originator for 1st Securities Mortgage, she also provides strong support to the mortgage operation department assistant with the processing, underwriting, closing and funding of loans.  “I really enjoy being able to help people with their financial needs, especially educating first time home buyers.”  A resident of Clawson, Tracey enjoys kayaking, biking, camping, traveling, bowling, socializing by the  campfire and playing all sort of outdoor games and board games with her friends for good times and good laughs. 

Adrienne Sain has been working with 1st Securities Mortgage as a Loan Originator since the start and has been in the Real Estate and Mortgage industry since 1997. Adrienne has a vast knowledge of the loan process and works closely with her clients regarding the different loan programs available to them. Adrienne prides herself on customer service and keeps in direct contact with her clients to continually educate and discuss their needs.

“I love working with people to assist them with their dreams and goals for their different Real Estate projects. Dream big – we help make your dreams come true”.

George Shaheen joined 1st Securities Mortgage in 2013 as a Licensed Loan Originator. He is also a Licensed Realtor. With over 20 years experience in the residential home real estate market, he is well suited to help families achieve home ownership. He is a resident of Macomb Township who enjoys golfing and tennis. George says:

“I enjoy the satisfaction of being able to help my clients achieve their dreams by assisting them through the loan process. I am able to interact with them on both sides of the transaction, because of my experience understanding the home buying process on the real estate side, I am able to provide a level of service to my clients from beginning to end. I also attend all of my closings, so I get to see how happy they are when they are handed the keys to their new home.”