Our Executive Team

When you are making a major financial decision, like financing a home, you want to know who you are working with. From our executive loan originators to the receptionist, the 1st Securities Mortgage team is committed to giving you personal attention. That starts with knowing who we are.

Our executive team is there to oversee everything that happens in our office. From approving individual loans to assisting our commercial partners, we make sure that everything works, from start to finish. When problems arise, we will work with our clients to get them the best rates and costs, guaranteed. Our executive team consists of:

  • Keith Mackey – President/Loan Originator – NMLS ID #121568
  • Scott Isner – Executive Vice President/Loan Originator – NMLS ID #121551
  • Angela Kakos – Vice President/Loan Originator- NMLS ID #166374
  • Joshua Rubin - Vice President/Loan Originator - NMLS ID#135902
  • Tom Oslund – Sr. Director Business Development & Mkt / Loan Originator NMLS ID #1960673

The executive team is assisted by Kevin Bledsoe, Executive Assistant/Sr. Sales Coordinator.

To speak with one of our executive team members, contact us or complete an online application.

Keith Mackey

When you are making the big decision to get a mortgage or home loan, you want someone with the knowledge and experience to guide you through the process. Keith Mackey, the founder of 1st Securities Mortgage can help you understand your options and pick a mortgage program that works for you and your family.

Keith Mackey, Founding a Client-Centered Mortgage Brokerage

Keith Mackey has been in the mortgage industry since 1993. When he left a big lender in 2001 and bought a broker’s license, it was with the goal of creating a mortgage brokerage that put clients’ needs over those of the lenders. By working with lenders big and small across the state, 1st Securities Mortgage became a client-centered company, able to deliver a variety of mortgage programs tailored to different customers’ situations and needs. Keith says:

“I love to educate clients on what could be the biggest purchase of their lives. I enjoy making the dream of owning a home a reality and making a stressful process stress-free.”

A resident of Huntington Woods, Keith has an undergraduate degree in communications from Michigan State University. He is an avid golfer.

Available Any Time, Any Day

As part of his commitment to personal service, Keith makes himself available to his clients any day, any time. Whether customers come into the office, call on the phone, or access him through the Internet, they know he will be there to answer all their home-related questions.

Get Keith Mackey Working for You

If you want a mortgage broker and lender who is wholly committed to his customers’ needs, Keith Mackey is ready to help. Get started today by completing an online application. Keith and his team will help you understand the process and choose a plan that’s right for you.

NMLS ID #121568
Scott Isner
Executive Vice President

Getting a home loan is one of the biggest financial decisions you will ever make. With those stakes, you want a loan originator who knows the business inside out and is dedicated to keeping your interests at heart.

Scott Isner, Knowledgeable and Experienced Mortgage Broker

Scott Isner joined his cousin Keith Mackey as a co-owner of 1st Securities Mortgage in April 2001. He left his successful job at a competitor because he believed he could give his customers better service as a broker than tied to any one lender. With over 20 years of mortgage industry experience, Scott knows the business well. He understands that no one loan, or one lender, works for everyone. He is committed to providing personalized lending advice to help his clients through the mortgage process. He says:

“I love being able to help people with the largest financial transaction they will likely ever have. To know they trust me and have confidence in me to get the job done is very rewarding. My clients’ needs always come first and I hope the first transaction we do together will be the start of a long lasting mortgage relationship.”

Scott has life-long ties to West Bloomfield. He graduated from the local high school in 1992 and he still lives in the city. He attended Ferris State University. When he is away from the office, Scott enjoys traveling, hiking, skiing, playing hockey, and exploring the great State of Michigan.

Giving Back to the Community

As Executive Vice President, Scott Isner makes sure 1st Securities Mortgage lives up to its commitment to social responsibility. He sits on the Board of Directors for the Detroit Metropolitan Jewish Community Center, and is a regular supporter of the St. Louis Center, a residential community for disabled adults. Scott is also a member of the Michigan Home Builders Association and Business Networking International’s Greater Royal Oak chapter.

Testimonial for Scott Isner

It’s one thing for a mortgage professional to tell you how great he is. But if you really want to know how he works, ask his clients.

Check out my 5-Star Zillow reviews

Brent C. says: “Scott was very thorough, on time, and very professional. Everything went as planned. Scott kept me posted throughout the whole process. I could not of asked for a better experience.”

Get Scott Isner Working for You

If you are looking for a mortgage broker who will put your interests first, Scott Isner is ready to work with you. Get started today by completing an online application. Scott and his team are ready to help you find the mortgage program that works best for you.

NMLS ID #121551
Tom Oslund
Sr. Director Business Dev & Mkt. / Loan Originator

One of the best in the business

Tom has been part of the 1st Securities Mortgage team since February 2016. His priority has been to develop strategic business relationships with builders, realtors, management companies and other service partners. These partnerships benefit all of our customers by providing easy access to services across the industry.

Tom has a degree from University of California, Los Angeles, with training in business, management, marketing, and support services. With over 20 years’ experience in marketing and business development within the real estate industry, he has a lot to offer to 1st Securities Mortgage business partners. He has received a number of awards including:

  • MMHC Professional Housing Consultant Certification
  • Pinnacle Homes Developer of the Year 2012
  • Pinnacle Homes Builder of the Year 2010, 2014
  • Village Green “Outstanding Performance” 2008 & 2009
  • Village Green “Top 20” from 2006 through 2010

When he isn’t working, Tom enjoys spending time with his daughters Alexa and Allison, as well as surfing, fishing, golfing, and playing football. He is also a volunteer with Forgotten Harvest, a poverty alleviation organization.

Testimonials for Tom Oslund

When it comes to business development and marketing, Tom is the one to go to. Jeffrey Quinn, Account Executive with WDIV-TV Local 4/ClickOnDetroit.com says:

“Tom possesses a vast knowledge of sales and marketing and he truly understands the value of advertising. He is constantly tracking his campaigns to measure results and he is always looking for new ways to deliver his message. Tom is very professional in his approach to business and he is absolutely a pleasure to work with.”

Get Marketing Support Help from Tom Oslund

Let 1st Securities Mortgage help you build your business. Contact Tom Oslund to become a preferred partner and get the marketing support you need to take your real estate company to the next level.

NMLS ID #1960673
Joshua Rubin
Vice President/Loan Originator

When looking to purchase or refinance your current home, you want a mortgage broker to be your advocate in the mortgage process.  Joshua Rubin fosters a relentless client centric approach to help you match a mortgage program to meet your unique financing needs. 


Joshua Rubin, the founder of Horizon Financial Group Inc, has been a top 1% loan originator since entering the business in May of 1995.  His company was acquired by 1st Securities Mortgage in 2018, a perfect fit for two long time, successful mortgage companies with a similar approach to unparalleled customer service and responsible lending.   Joshua is committed to making the loan process as simple and clear as possible and insuring that his client’s unique needs are met at the lowest costs and rates.  Joshua says:

“I have a passion for what I do, I aim to make to make my clients feel like they are my only client.  I take tremendous pride in educating my borrowers which leads to a smooth and seamless mortgage process.”

Joshua has lived in Michigan his entire life.  He has a degree in Finance and attended Michigan State and Eastern Michigan University.  When away from the office, he loves to spend time with his family and his beloved Labradoodle, Gibby.  He is an avid golfer, a baseball nut who loves to travel and is very involved in numerous other endeavors to give back to his community. 


Joshua and his team are efficient, incredibly responsive and above all, honest.  Joshua is available any time, day, night or weekend to answer any questions or concerns or to give an update on your loan process.  His core belief is in doing things a bit differently, he returns phone call and emails promptly, believes in providing his clients every potential loan option up front and most importantly follows through with his promises and exceeding your expectations.  His personalized service is what separates him from other lenders and makes the process hassle free and seamless.


Joshua has over 400 5 Star reviews on Zillow which makes him among the highest rated in Metro Detroit.   Check out my 5-Star reviews on Zillow to see what others have said about their mortgage experience.  One of his most recent testimonials is below:

“Josh went above and beyond to make himself available anytime we needed assistance with the mortgage process. Not only did he take the time to answer all of our questions and address the intricacies of our unique situation, but he had the quickest response time of any professional I have ever worked with. Josh was professional, friendly, and a true joy to work with. In the future, I will be strongly recommending Josh to any friend or family member looking to buy a new home.”  R.Cahill


If you want a mortgage broker who will create the expectation and deliver upon it every time, get started today by completing an online application. Joshua and his team are ready to help you meet all of your unique financing needs.


NMLS ID #135902