Exclusive Offer for Those Who Served
Thank You For Your Service.
Free Appraisals and Special Loan Program Benefits for Veterans.
As a United States military veteran, you have options. Zero down payment. 100% financing on refinances. And right now—a free appraisal when you apply. Work with loan officers who understand your service because they've served too.
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- VA Purchase Loan -
Buy a Home with Zero Down
VA purchase loans require no down payment and no private mortgage insurance—keeping more money in your pocket where it belongs.
Best for: Veterans and active-duty service members ready to buy a home.
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- VA Cash-Out Refinance -
Access Up to 100% of Your Home's Value
Need funds for renovations, debt consolidation, or a major expense? As a veteran, you can refinance and borrow up to 100% of your home's value—something conventional loans simply can't match.
Best for: Homeowners who want to leverage their equity without leaving money on the table.
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- VA Interest Rate Reduction Loan (IRRRL) -
Lower Your Rate, Fast
Already have a VA loan? The IRRRL (also called a VA Streamline Refinance) lets you refinance to a lower interest rate with minimal paperwork and no appraisal required in most cases. It's one of the fastest, simplest refinances available.
Best for: Current VA loan holders looking to reduce their monthly payment or switch from an adjustable to fixed rate.
Why Veterans Choose 1st Securities Mortgage
Veterans Serving Veterans
When you call us, there's a good chance you'll talk to someone who's been where you've been. Our team includes veterans like Mike White, a former Military Police officer, and Dave, who both understand the unique challenges and opportunities that come with military service.
A Longstanding Commitment to Those Who Serve
We're not new to VA lending. For over 20 years, 1st Securities Mortgage has helped veterans navigate the home loan process—from first-time buyers to seasoned homeowners looking to refinance. We know the programs inside and out, and we'll make sure you get every benefit you've earned.
Your Lender for Life
We don't disappear after closing. Your loan officer stays with you—for questions, future refinances, or your next home. That's what it means to be your lender for life.
How It Works
Apply in Minutes
Complete our simple online application or give us a call. We'll walk you through everything.
Get Matched with a VA Specialist
You'll be paired with a loan officer who knows VA programs—and respects your service.
Close and Move Forward
We handle the details so you can focus on what matters—your family, your future, your new home.
Ready to Get Started?
Claim your free appraisal and see what you qualify for. No obligation, no pressure—just answers.
Or Request a Callback
NMLS #116848
Equal Housing Lender
BBB Accredited
Family-Owned Since 2001